Trusted New Orleans Collection Lawyers: Bowes, Petkovich & Palmer, LLC is a leader in legal collections in the state of Louisiana.  Our New Orleans collection lawyers handle many different types of collection accounts for many national, regional, and local creditors.  Our creditors’ rights team has developed an expertise in asset location, skip tracing, litigation, and post-judgment collections. Types of Accounts that Our Collection Lawyers Handle: Consumer Collections: Our New Orleans collection lawyers routinely collect and file suit for delinquent credit cards, personal loans, auto loans, boat loans, RV loans, payday loans, lines of credit, and over-drafted bank accounts.  We represent

The Louisiana Interdiction Process Explained: What is Interdiction? Interdiction is similar to guardianship and continuing tutorship.  It’s an order from the court that gives you, or someone else, the legal right to make decisions for your adult child or relative. Interdiction is only for people who do not have the mental capacity to care for themselves or make their own decisions.  This is the last option to consider because it takes away a person’s legal rights to make decisions about their life.  It is the most restrictive option. The court will name a curator (guardian) to take care of your adult child

Enforceability of Non-Compete Agreements in Louisiana: Non-compete agreements, also known as restrictive covenants, are used by employers all over the country to stop workers who leave or who are fired from working for a rival company or launching a rival venture.  Non-compete clauses are intended to assist businesses in preventing former managers, staff members, or other individuals with a unique connection to the business from engaging in business competition. Because non-compete clauses often prohibit someone from “exercising a lawful profession, trade, or business of any kind,” they are discouraged in Louisiana.  As a result, unless they fall under one of

New Orleans Estate and Trust Lawyers: A trust lawyer is an estate planning attorney who specializes in assisting trustees, settlors, beneficiaries, and heirs in obtaining and preserving their inheritance through probate, trust administration, trust disputes, and various estate planning situations.  An experienced trust attorney is needed to advise which type of trust is best suited for an individual’s needs.  As a result, a trust lawyer can help you navigate local, state, and federal regulations as well as additional legal and tax ramifications based on your assets and wishes. During the initial appointment, a Louisiana trust lawyer will talk over your

Probate and Succession Checklist – What You Will Need: It can be emotionally difficult to deal with the probate process after a loved one passes.  You will find yourself organizing all your loved one’s belongings, reading numerous forms, signing documents, and perhaps taking care of new pets.  In Louisiana, understanding the key steps involved in estate administration and distribution is crucial after losing a loved one. What is Probate? Louisiana probate, also known as succession, is the formal, court-supervised process of administering and settling a decedent’s estate.  La. Civ. Code art. 871.  This may include carrying out one’s final wishes

Name Change Process in Louisiana: A legal name change is the process of changing one’s given name to a different name of their choice.  This can include their first name, last name, or both.  People change their names for all sorts of reasons.  This may include religious reasons, safety, privacy, divorce, adoption, or simply because they don’t like their names.  However, avoiding creditors or criminal prosecution will be cause to deny a name change.  Who Can Change Their Name? Anyone who is at least 18 years old can petition to change their name.  Minors can also change their names, but

Pre-Bankruptcy Judgment Liens in Louisiana: One of the most important tools in any creditor’s chest is the judgment lien.  When recorded in the mortgage records, the judgment acts as a lien on any immovable or real property owned in the parish where recorded.  Judgment liens often sit for years when an account is otherwise uncollectible.  That is until the creditor’s attorney receives the coveted payoff request from a title company. When a debtor tries to sell or refinance the property, the title company is obligated to do a title abstract that will reveal the judgment lien which must be paid

Inheriting a Reverse Mortgage in Louisiana: For homeowners who are 62 years of age or older, a reverse mortgage harnesses their home equity to provide cash.  With a reverse mortgage, also known as a Home Equity Conversion Mortgage (HECM), homeowners can borrow money against the value of their house and get it back as a line of credit, a lump sum, or a fixed monthly payment. When an heir inherits a home with a reverse mortgage, they inherit not just the property but also the responsibility to pay this loan.  If a home still has a traditional mortgage, the heirs

Louisiana Advance Directives Explained: An advance directive or “living will” is a legally binding document that gives instructions for health care at the end of life.  It comes into play when you are no longer able to make or communicate those decisions yourself.  It is used when your condition is terminal and irreversible.  It is a good idea to speak with immediate family when preparing an advance directive to let them know the decisions that you have made. In Louisiana, an advance directive is only used to indicate a desire to withhold certain life-supporting medical treatments.  There are various types

Louisiana Small Succession Affidavits Explained: Usually, the transfer of estate property involves the probate process, which can be a time-consuming and costly endeavor.  A small succession affidavit stands as a viable alternative, allowing heirs to avoid the probate process entirely. A small succession affidavit is a legal document that efficiently transfers estate assets to the rightful heirs outside of the judicial process.  While it is certainly a favorable alternative, it is only available in very narrow circumstances. Which Estates Qualify for Small Successions? Per La. Code of Civ. Proc. art 3421, an estate can qualify as a small succession if